FINANCIAL CONSULTING
Cash Flow & Working Capital Management
Do not end up profitable on paper and short on cash. See week by week when money comes in and when it goes out.
Profit Is on the Statement, Cash Is in the Bank
It is common for a balance sheet to show profit while there is no money in the bank. Receivables are collected late, inventory grows, suppliers are paid up front. The result is a company that wins on paper but struggles to make payroll mid-month.
We measure and manage your cash cycle. We look at receivable, inventory, and payable terms together, and produce a cash picture for the weeks ahead. Where a week looks short, action is taken before it arrives.
WHAT WE DO
Weekly Cash Flow Statement
Laying out expected collections and payments week by week for the period ahead.
Cash Conversion Cycle Measurement
Calculating receivable, inventory, and payable days, and working to shorten the cycle.
Collection & Payment Calendar
Aligning outgoing payments with incoming cash and spreading out tight weeks in advance.
Inventory & Supplier Terms Analysis
Measuring cash tied up in inventory and reviewing supplier payment terms.
Short-Term Financing Planning
Identifying periods of need in advance and evaluating appropriate financing options.
Early Warning Monitoring
Flagging cash shortfall risk to management weeks before it materialises.
WHO IT'S FOR
Companies Growing Faster Than Their Cash
Businesses whose working capital requirement grows with revenue and who cannot plan for it in advance.
Businesses Selling on Credit Terms
Companies with long collection terms that nonetheless pay suppliers on short terms.
Seasonal Businesses
Companies whose revenue concentrates in certain months and who must manage cash through the rest of the year.
HOW WE WORK
Current Cash Picture
Bank balances, open receivables, and maturing payables are brought into a single view.
Measuring the Cycle
We calculate how long it takes you to convert to cash and identify what is stretching the cycle.
Building the Statement
We set up a repeatable cash flow statement fed from your own systems.
Weekly Monitoring
The statement is refreshed each week, with variances and approaching bottlenecks reported.
How Far Ahead Can We See?
Our standard approach is a 13-week rolling cash flow statement, giving roughly three months of visibility and moving forward one week at a time. Where longer-term planning is required, we run this alongside the annual budgeting and forecasting work.
Let's Build Your Cash Picture Together
We will look at where the coming weeks get tight and discuss the actions you can take in advance.